Interest Rate Tables

Variable rates effective from 25th March 2016.

Fixed rates effective from 23rd May 2016.
As these rates can change on a daily basis please ring 0800 028 3746 for our current rates.

Current Interest Rates and Previous Variable Rates are also available in Adobe Acrobat PDF Format.
Please click here for details.

The Julian Hodge Bank Base Rate is currently 3.00%.
Please click here for details of historic Base Rates.

Click here to download an application pack,
or if you would prefer to receive a pack by post, please call 0800 840 2810.

Variable Rate Accounts

90 Day Notice Deposit Account
Withdrawals subject to 90 calendar days notice

Please note: We are no longer accepting applications from new customers for the 90 Day Notice Deposit Account, as of close of business on Tuesday 8th March 2016.

 ANNUAL INTERESTMONTHLY INTEREST
  AER
%
AER
%
Gross Rate
%
AER
%
£100,000+ 1.65 1.65 1.64 1.65
£50,000+ 1.65 1.65 1.64 1.65
£10,000+ 1.55 1.55 1.54 1.55
£5,000+ 0.50 0.50 0.50 0.50
£1,000+ 0.10 0.10 0.10 0.10
Below £1,000+0.000.000.000.00
8 Day Notice Deposit Account
Withdrawals subject to 8 days notice
 ANNUAL INTERESTMONTHLY INTEREST
Gross Rate
%
AER
%
Gross Rate
%
AER
%
£50,000+ 0.75 0.75 0.75 0.75
£10,000+ 0.50 0.50 0.50 0.50
£5,000+ 0.15 0.15 0.15 0.15
£1,000+ 0.10 0.10 0.10 0.10
Below £1,000+0.000.000.000.00
No Notice Deposit Account
Immediate Access
 ANNUAL INTERESTMONTHLY INTEREST
  Gross Rate
%
AER
%
Gross Rate
%
AER
%
£50,000+ 0.30 0.30 0.30 0.30
£10,000+ 0.20 0.20 0.20 0.20
£5,000+ 0.15 0.15 0.15 0.15
£1,000+ 0.10 0.10 0.10 0.10
Below £1,000+ 0.00 0.00 0.00 0.00
Cheque Account
Current account with limited number of entries.
Overdrafts by arrangement.
Please note that the Cheque Account is available to existing customers only.
 ANNUAL INTERESTMONTHLY INTEREST
  Gross Rate
%
AER
%
Gross Rate
%
AER
%
£50,000+ 0.00 0.00 0.00 0.00
£10,000+ 0.00 0.00 0.00 0.00
£5,000+ 0.00 0.00 0.00 0.00
£1,000+ 0.00 0.00 0.00 0.00
Below £1,000+0.000.000.000.00

Fixed Rate Accounts & ISAs

Short Term Fixed Deposit Account
£1,000 - £249,999
 INTEREST AT MATURITYINTEREST AT MATURITY
 ANNUAL INTERESTMONTHLY INTEREST
  Gross Rate
%
AER
%
Gross Rate
%
AER
%
 
7 Days 0.25 0.25 n/a n/a IMPORTANT
These rates can change on a daily basis. Please ring 0800 028 3746 for current rates.
1 Month 0.41 0.41 n/a n/a
3 Months 0.45 0.45 n/a n/a
6 Months 0.63 0.63 n/a n/a
Short Term Fixed Deposit Account
£250,000 +
 INTEREST AT MATURITYINTEREST AT MATURITY
 ANNUAL INTERESTMONTHLY INTEREST
  Gross Rate
%
AER
%
Gross Rate
%
AER
%
 
7 Days 0.25 0.25 n/a n/a IMPORTANT
These rates can change on a daily basis. Please ring 0800 028 3746 for current rates.
1 Month 0.51 0.51 n/a n/a
3 Months 0.59 0.59 n/a n/a
6 Months 0.73 0.73 n/a n/a
Long Term Fixed Deposit Account
£1,000+
 INTEREST AT MATURITYINTEREST MONTHLY
  Gross Rate
%
AER
%
Gross Rate
%
AER
%
1 Year 1.40 1.40 1.39 1.40
2 Years 1.70 1.70 1.69 1.70
3 Years 1.80 1.80 1.79 1.80
4 Years 1.90 1.90 1.88 1.90
5 Years 2.10 2.10 2.08 2.10

Tax Free Accounts

ISAs
Please note that Variable Rate ISAs are currently not available.
 ANNUAL INTERESTMONTHLY INTEREST
  Gross Rate
%
AER
%
Gross Rate
%
AER
%
 
Variable Rate Cash ISA - Not currently available
Cash ISA 1.10 1.10 n/a n/a
Junior Cash ISA
Junior Cash ISA 2.00 2.00 n/a n/a
Fixed Rate Cash ISAs
1 Year 1.20 1.20 1.19 1.20
2 Years 1.40 1.40 1.39 1.40
3 Years 1.50 1.50 1.49 1.50
4 Years 1.60 1.60 1.59 1.60
5 Years 1.75 1.75 1.74 1.75

Adobe Acrobat Files

Click here to view the current interest rate table in Adobe PDF format

Previous Variable Interest Rates

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Glossary of Terms

Rate
This is the contractual rate of interest paid from which tax is deemed to have been deducted at the appropriate rate, currently 20%.
Gross Rate
The contractual rate of interest payable not taking into account the deduction of tax.
AER
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if paid and compounded each year.

Please note the tax treatment or the rate of interest payable depends on the individual circumstances of each customer and may be subject to HM Revenue & Customs change in the future
Tax Free
This is the rate payable where interest is exempt from tax.