ISAs

Tax free savings allowing you to make the most of your money

The last thing you want is the taxman to take part of your hard-earned interest. An ISA (Individual Savings Account) is the collective term for the tax free savings accounts specially introduced by the Government. Julian Hodge Bank offers a Cash ISA to ensure you are able to receive an attractive rate of interest which over the years will help build your savings totally free of tax.

Our Cash ISAs are not Stakeholder standard products. An explanation of Stakeholder standards is provided in the Terms & Conditions (available upon request), together with further important information about ISAs.

Please note that Variable Rate ISAs are currently not available. Fixed Rate ISAs are available and current rates can be viewed on the interest rate table.

HM Revenue and Customs ISA Changes

With effect from 6th April 2011, the ISA subscription limit increased to £10,680 for anyone eligible to invest in an ISA.

Up to £5,340 of the new ISA allowance can be saved in a cash ISA with one provider. The remainder of the £10,680 can be invested in a stocks and shares ISA with either the same or another provider. Alternatively, the full £10,680 can be invested in a stocks and shares ISA with one provider. Please note Julian Hodge Bank does not provide a stocks and shares ISA.